STANDARD & POOR'S AFFIRMED UNITY RE’S RATING AT 'BB-', OUTLOOK STABLE

On 23 August, 2010 Unity Re received the official annual revising of
its international financial strength rating from Standard & Poor’s.

The rating was affirmed at ‘BB-‘ / ‘ruAA-‘ level with the positive outlook.
The full version of the updated rating report is available at the official
web sites of Standard & Poor’s (www.standardandpoors.com;
www.standardandpoors.ru) and Unity Re
(www.unityre.ru; www.unityre.com).

Unity Re has been cooperating with Standard & Poor’s since 2005
when the reinsurer became one of the first Russian insurance market
players receiving a rating from the agency (‘B+’ level was assigned).
In September 2008, Unity Re obtained ‘BB-‘ / ‘ruAA-‘ rating with
stable outlook. A year ago, the outlook was enhanced to positive

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